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Estimate Cost to Build a House – Accurate Pricing Tools for Smarter Planning

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New House Construction Cost Breakdown | Material, Labor & Profit Calculator


How we calculate your 2025 build cost

We start with national, per‑square‑foot baselines for materials and labor that reflect typical single‑family construction. Then we update them to today using official government indexes: the BLS Producer Price Index for home‑building materials and the BLS Employment Cost Index for construction wages. Finally, we adjust for where you’re building with the Bureau of Economic Analysis Regional Price Parities—an official measure of how price levels differ by state. The result is a transparent, evidence‑based estimate that moves with the market and with your location. Sources are linked above and refreshed as agencies publish updates.


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Component What we use Latest reading Baseline used in calculator 2025 factor Why it matters
Materials BLS Producer Price Index (PPI) – Inputs to Residential Construction, Goods (Series WPUIP2311001) 323.818 (Aug 2025) 312.378 (Jan 2024) ×1.0366 Tracks nationwide price changes for lumber, concrete, metals and other goods used to build homes. (FRED)
Construction Wages BLS Employment Cost Index (ECI) – Wages & Salaries, Construction (Series CIU2022300000000I) 168.655 (Q2 2025) 160.500 (Q4 2023) ×1.0508 Reflects the latest wage trends paid to construction workers, which drive the labor portion of a build. (FRED)
Location BEA Regional Price Parities (RPP) – State price-level index (2023) State-by-state (U.S.=100) State-by-state (U.S.=100) RPP/100 Adjusts totals for local cost levels so a plan priced in CA (RPP~112.6) differs from MS (RPP~87.3). (Bureau of Economic Analysis)
Markup Overhead & Profit 7% & 6% (default) Adjustable Visible in the summary so you see how professional bids are typically structured.

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